Linkable Networks, Inc. U.S.
    Privacy Policy

    Effective Date: November 11, 2016

    Notice to Linkable Networks, Inc. Customers and Users signed up as of November 10, 2016: On November 11, 2016, this Linkable Networks, Inc ("Linkable") privacy policy ("Privacy Policy") was changed. By agreeing to this Privacy Policy and continuing to use the Services (as defined below), you are opting in to this change. As of November 11, 2016, Linkable may disclose your email address and product detail information for an Offer (as defined below) redeemed by you to the applicable Sponsor (as defined below) for the purpose of such Sponsor verifying your redemption of its Offer, verifying your purchase of their products, goods and/or services, and/or assessing the performance of their Offers. Details on the disclosure of your email address and other uses that may be made of it other than as specified above for a particular Offer can be found in the Offer's terms and conditions. You are responsible for reviewing the Offer's terms and conditions before accepting or linking any Offer to your Payment Card (as defined below) or your Account (as defined below). This new use applies to all new users as of November 11, 2016.

    This Privacy Policy applies to (1) Linkable's use of the personal information Linkable collects on the Linkable website located at www.mylinkables.com ("Site" or "MyLinkables") or via the iPhone or Android MyLinkables App, and (2) the Linkable "Services," which include implementing third party Offers, as described below and in the Terms of Service.

    By using the Site and/or the Service, you agree to the terms of this Privacy Policy. If you do not agree to these terms, please do not use the Site or the Services.

    This Privacy Policy describes the types of personal information Linkable collects when you use the Site or the Services, how Linkable uses this information and to whom and under what circumstances Linkable may disclose it.

    This Privacy Policy has 15 sections. You can go directly to any section by clicking on its link below.

    1. Dispute Resolution
    2. How the Linkable Services Work
    3. Information Linkable Collects
    4. How Linkable Uses Your Information
    5. When and with Whom Linkable Shares Your Information
    6. Transaction Monitoring
    7. Reviewing and Updating Your Information
    8. Protecting Your Information
    9. Electronic Communications
    10. Protecting Children's Privacy
    11. Your California Privacy Rights; California Do Not Track Disclosures
    12. Deactivating Your Account
    13. Changes to the Privacy Policy
    14. Links to Other Websites
    15. Contact Us

    1. Dispute Resolution

    TRUSTe online privacy certification

    If you have an unresolved privacy or data use concern that Linkable has not addressed satisfactorily, please contact Linkable's U.S.-based third party dispute resolution provider (free of charge) at https://feedback-form.truste.com/watchdog/request.


    2. How the Linkable Services Work

    Linkable Networks is the underlying technology that implements Offers that reward consumers with loyalty points or cash back rebates (e.g., credits to a registered Payment Card) for shopping at specific retailers or purchasing specific products (collectively, "Offers" and each, an "Offer"). As used herein, "Payment Card" means your debit or credit card that you register with Linkable. There are four types of Offers that are or may be supported by the Linkable platform, as more specifically set forth in our Terms of Service: (a) "Card Linked Offers", which are Offers that reward you with cash back rebates when you shop at specific retailers or purchase specific products, and for which Linkable tracks your purchases automatically when you use your registered Payment Card, (b) "Scannable Offers", which are Offers that reward you with cash back rebates when you shop at specific retailers or purchase specific products, except that, your purchases are not tracked automatically; rather, you must submit your receipt to our platform as set forth in our Terms of Service, (c) "Loyalty Program Offers" which provide loyalty points for a particular loyalty program ("Loyalty Program") when you shop at specific retailers or purchase specific products, and for which Linkable tracks your purchases automatically when you use your registered Payment Card , and (d) "Scannable Loyalty Program Offers", which are the same as Loyalty Program Offers in that they provide loyalty points when you shop at participating retailers or purchase specific products, except that, your purchases are not tracked automatically; rather, you must submit your receipt containing the products or services outlined in such applicable Offer in order to confirm your purchase to the Linkable platform as set forth in our Terms of Service. When you sign up with the Linkable platform and register your Payment Card, you will be able to participate in all types of the above Offers as you choose.

    A. Card Linked Offers and Loyalty Program Offers

    Once you sign up with Linkable and register your Payment Card, you may select one or more Card Linked Offer(s) and/or a Loyalty Program Offer(s). When you select such Offers, Linkable will detect that you are registered with the Linkable Network and ask if you want to register for such Offer using the same card on file. If you agree, then Linkable will link your registered Payment Card to such Offers. This will allow you to shop at participating retailers and automatically earn towards your cash back rebate or earn loyalty points for doing so.

    For the Card Linked Offers and Loyalty Program Offers you have selected, Linkable will share your Payment Card information and the pertinent terms of your selected Offer(s) with financial institutions or Payment Card networks that process your Payment Card transactions and/or other third parties aggregating Payment Card data and/or processing cash back rebates ("Payment Card Networks"). Linkable shares Payment Card information with Payment Card Networks via a PCI-compliant encrypted method as specified by the applicable Payment Card Network(s).

    B. Scannable Offers and Scannable Loyalty Program Offers

    Once you sign up with Linkable and shop at retailers or purchase products specified in a Scannable Offer or Scannable Loyalty Program Offer, you will need to electronically submit your receipt containing the products or services outlined in such applicable Offer in order to confirm your purchase. "Scanned Receipt Purchase Data" means the information contained on your submitted receipt. Linkable will accumulate in your Linkable Network account ("Account") the Scanned Receipt Purchase Data to allow you to earn toward your reward (e.g., your cash back rebate for Scannable Offers or loyalty points for Scannable Loyalty Programs to be converted by or on behalf of the Sponsor of the Scannable Loyalty Program as set forth in the terms and conditions for the Scannable Loyalty Program). The applicable Loyalty Provider or Loyalty Program specifies what reward you will earn with such loyalty points in accordance with their Offer. If such reward is a cash award, once you qualify for redemption, Linkable will send you an email notifying you thereof and asking you to register your Payment Card so that Linkable may provide such reward to you.


    3. Information Linkable Collects

    A. Information that you provide to Linkable

    Linkable collects from you personal information (information that can be used to identify you as an individual) such as ZIP code, mobile phone number, name, email and/or payment information (such as account or Payment Card number and expiration date) when you register for the Services. Linkable may also collect from you details of your transactions when you use your registered Payment Card at a participating retailer. You may also provide Linkable with Scanned Receipt Purchase Data as set forth above.

    When you use the Services, Linkable may provide you with the option to supply us with additional demographic information such as your age, gender, and zip code. Linkable ties this demographic information to the personal information you submit to Linkable. Linkable does this to provide you with other Offers that may be relevant to you.

    B. Information Linkable Automatically Collects

    When you use the Site or open one of Linkable's emails, Linkable automatically records information about you using automated tracking technology such as clear gifs or web beacons, cookies, and IP addresses. These terms are described in more detail below.

    Linkable automatically collects the following information:

    • Offers you link to in your account
    • Offers you redeem
    • web browser type
    • the website that referred you to Linkable
    • the web pages you viewed on the Site
    • the dates and times you visited the Site
    • your response to messages the Service sends

    If you would like to opt-out of these emails, please see Electronic Communications.

    As is true of most Web sites, Linkable uses a third party tracking service to gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.

    Linkable and its partners use cookies or similar technologies to analyze trends, administer the website, track users' movements around the website, and to gather demographic information about Linkable's user base as a whole. You can control the use of cookies at the individual browser level, but if you choose to disable cookies, it may limit your use of certain features or functions on the Site or Service.

    Linkable uses this information that Linkable automatically collects, which does not identify individual users, to analyze trends, to administer the site, to track users' movements around the site and to gather demographic information about Linkable's user base as a whole.

    C. Direct Communications With Linkable

    When you send email or other communications to Linkable, Linkable may retain those communications in order to process your inquiries, respond to your requests and improve the Services or Site.

    D. Single Sign-On

    You can log in to the Site using sign-in services such as Facebook Connect® or an Open ID provider. These services will authenticate your identity and provide you the option to share certain personal information with Linkable such as your name and email address to pre-populate Linkable's sign up form. When you sign in with Facebook®, Linkable will receive only information in your public profile, your friends list and your email address. Services like Facebook Connect® give you the option to post information about your activities on the Site to your profile page to share with others within your network.

    E. Blogs and Community Forums

    The Site offers publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your personal information from any blog or community forum, contact Linkable at support@mylinkables.com. In some cases, Linkable may not be able to remove your personal information, in which case Linkable will let you know if Linkable is unable to do so and why.

    F. Social Media Widgets

    The Site includes "Social Media Features" (i.e., Facebook Like® and Twitter® button) and "Widgets" (i.e., the "ShareThis" button or interactive mini-programs) that run on the site. These Social Media Features and Widgets may collect your IP address, which page you are visiting on the Site, and may set a cookie to enable the Social Media Features to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on the Site. Your interactions with these Social Media Features and Widgets are governed by the privacy policy of the company providing it.

    G. Information about you provided to Linkable by Payment Card Networks and Retailers

    For Card Linked Offers and Loyalty Program Offers, Linkable also collects details of your transactions from the applicable Payment Card Network(s) ("Purchase Data") and/or from participating retailers ("Retailer SKU Data") when you use your registered Payment Card at a participating retailer in order for Linkable to process the cash back rebate or loyalty points information necessary to process your redemption of the Offer. Purchase Data and Retailer SKU Data is sent to us with a unique identifier such as user token along with the details of your transaction.

    H. Information about you collected by Linkable's network advertising partners

    Linkable partners with third party ad networks to display Offers on other sites ("Ad Network Partners"). Our Ad Network Partners use cookies and Web beacons to collect non-personally identifiable information about your activities on such sites to deliver Offers based upon your interests. This information is not shared with Linkable. If you do not want this information used for the purpose of delivering targeted advertisements, you may opt-out with TRUSTe by clicking here. Please note that if you elect to opt-out of receiving targeted advertisements, you will continue to receive generic non-targeted ads.

    I. Information about you provided by Loyalty Providers

    Linkable Networks powers third party-branded Loyalty Programs that distribute and implement their own and/or third party Loyalty Programs and/or Scannable Loyalty Programs ("Loyalty Providers"). If you choose to join the Loyalty Program or Scannable Loyalty Program of, or distributed by, a Loyalty Provider, any information that you provide to such Loyalty Provider may be shared with Linkable Networks to the extent necessary to implement your participation in such Loyalty Program.


    4. How Linkable Uses Your Information

    A. Linkable may use your personal and other information for any of the following purposes:

    • to provide the Services to you, including the display of personalized content, opportunities for savings and new offers sent by email or text message, and advertising;
    • to help address problems with and the functioning of the Site and the Services;
    • to monitor and conduct internal reviews of the Site and the Services;
    • to help Linkable better understand and improve the use of the Site and the Services, and to develop new services;
    • to protect the security and integrity of the Site and the Services; and
    • to contact you, if necessary, or at your request.

    B. Specific Uses of Data

    Notwithstanding anything else in the Linkable Networks Terms of Service or this Privacy Policy, Linkable will use your Payment Card and other information you provide to Linkable, the Purchase Data provided by Payment Card Networks, the Retailer SKU Data provided by retailers and/or the Scanned Receipt Purchase Data provided by you to enable your participation in the applicable Services. Specifically:

    • Linkable will use your Purchase Data, Retailer SKU Data and/or Scanned Receipt Purchase Data to confirm a qualifying purchase or return in order to match transactions to confirm whether you qualify for redemption of an Offer.
    • Linkable may use your Purchase Data, Retailer SKU Data and/or Scanned Receipt Purchase Data to identify other Offers that you may be interested in that are part of a Linkable program, including by creating a profile of your transactions and interests, and sending you such Offers by text or email.
    • As set forth in Section 5 (When and with whom Linkable shares your information), Linkable shares your personal information with business partners to help them understand the performance of their Offers and to confirm redemptions and with other third parties as set forth in Section 5.

    5. When and with Whom Linkable Shares Your Information

    A. Linkable may share aggregated, non-personal information with Linkable's related companies, consultants, advertising clients, Sponsors and their advertising agencies, service providers, advertising agencies and other third parties for various purposes, such as delivering and improving the Services and for Site analytics and performance reporting. As used herein, "Sponsor" means a manufacturer, retailer or other entity making an Offer.

    B. Linkable may share your personal information in Linkable's possession with other parties under the following circumstances:

    • Service Providers. To service providers to enable such service providers to enable Linkable to provide the Services to you, including but not limited to: (a) providing Linkable with your Purchase Data and/or Scanned Receipt Purchase Data, (b) delivering Offer redemptions and savings to your Payment Card(s), Account and loyalty accounts, and/or (c) collecting your feedback and administering technical support to provide customer support to you. These companies work with Linkable under confidentiality agreements and are prohibited from making any other use or disclosure of your personal information (unless they otherwise independently possess or have lawful access to such information).
    • Payment Card Networks. Linkable share your Payment Card number and expiration date with Payment Card Networks via a PCI-compliant encrypted method as specified by the Payment Card Networks in order for such Payment Card Networks to track your transactions at participating retailers and to return Purchase Data to Linkable.
    • Purchase Data. Except as provided above, Personal information combined with your Purchase Data will not be disclosed to any third party.
    • Retailer SKU Data. Except as otherwise provided in this Section 5.B, personal information combined with or included in your Retailer SKU Data will not be disclosed to any third party.
    • Scanned Receipt Purchase Data. Except as otherwise provided in this Section 5.B, your personal information, including personal information included in your Scanned Receipt Purchase Data, will not be disclosed to any third party.
    • Email. If you authorize Linkable to disclose your email address to a Sponsor of an Offer, once you redeem such Offer, Linkable may disclose (a) your email address and your Purchase Data (or portions thereof) with such Sponsor, but these will be provided to such Sponsor separately and not in a combined form, (b) your email address and your Retailer SKU Data (or portions thereof) with such Sponsor, but these may be provided to such Sponsor together or in a combined form, and/or (c) your email address and your Scanned Receipt Purchase Data (or portions thereof) with such Sponsor, but these may be provided to such Sponsor separately, together or in a combined form. Linkable shares such email address with Sponsors for the purposes of such Sponsors verifying the redemption of their Offers, verifying your purchase of their products, goods and/or services and/or to assess the performance of their Offers. You may provide Linkable such authorization by accepting the terms of an Offer containing such authorization.
    • To applicable third parties, if Linkable determines that there has been a violation of the Terms of Service, Privacy Policy or other posted policies.
    • To applicable third parties, if Linkable has reason to believe that such disclosure is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference (either intentionally or unintentionally) with Linkable's rights or property, other users of the Services or anyone else that could be harmed by such activities.
    • In certain situations, Linkable may be required to disclose personal data in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.
    • Linkable and/or its Payment Card Networks may provide your personal information, Purchase Data, Retailer SKU Data and/or Scanned Receipt Purchase Data or other information associated with your purchases, in response to a request from a government authority or a payment organization involved in a transaction with you or a retailer.
    • In the event Linkable files for bankruptcy and another party purchases Linkable or assets in whole or part or Linkable is purchased or merged into another entity.

    C. You are responsible for reviewing the Offer's terms before accepting or linking any Offer to your Payment Card.


    6. Transaction Monitoring

    By registering a Payment Card in connection with transaction monitoring, you authorize Linkable to share your Payment Card information with the applicable payment network(s) (such as MasterCard, VISA, and American Express) so they know you enrolled. You authorize the applicable Payment Card Network(s) and Linkable to monitor transactions on your registered Payment Card(s) to identify qualifying purchases in order to determine whether you have qualified for or earned an Offer linked to your Payment Card, and for the above Payment Card Networks to share such transaction details with Linkable to enable your Offer(s). You may opt-out of transaction monitoring on specific Payment Card(s) you have registered by deleting your card from within the "My Account" page.


    7. Reviewing and Updating Your information

    Upon request Linkable will provide you with information about whether Linkable holds any of your personal information. You may view and modify all your information within your "My Account" settings at www.mylinkables.com. Linkable encourages you to promptly update or delete your information if it changes. Additionally, you may file a request for Linkable to make updates to your information via the feedback form that is integrated within the Site or by emailing us at support@mylinkables.com. Linkable will respond to your request within a reasonable timeframe, not more than forty-five (45) days. Please indicate what information you would like to update or delete when you contact Linkable.


    8. Protecting Your Information

    Linkable takes security seriously and take numerous precautions that are intended to protect the security of your information. Linkable follows generally accepted industry standards to protect the personal information submitted to Linkable, both during transmission and once Linkable receives it. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, Linkable cannot guarantee it's absolute security. Linkable encrypts the transmission of information using secure socket layer technology (SSL).


    9. Electronic Communications

    Linkable will send you Administrative Communications and Promotional Communications. "Administrative Communications" are emails and/or text messages related to your activity on the Site, and include messages regarding your account, requests or inquiries. For example, if you register on the MyLinkables.com then Linkable will send you an Administrative Communication to confirm that you successfully linked an Offer to your account and when you have successfully redeemed an Offer and when the earned reward is settled back to your Payment Card.

    "Promotional Communications" are emails and/or text messages that advertise our products and services, including exclusive Offers, and/or the products and services of our Sponsors and affiliates.

    You can opt-out of such electronic communications by texting "STOP" to text messaging and by clicking "unsubscribe" on emails.


    10. Protecting Children's Privacy

    Protecting the privacy of children is especially important to Linkable. The Services are not directed to or intended for use by children under the age of 18. As such, Linkable does not knowingly or intentionally collect personal information from children under 18 on the Site. If you believe Linkable has inadvertently collected information from a child under 18, please contact Linkable using the contact information listed herein.


    11. Your California Privacy Rights; California Do Not Track Disclosures

    If you are a resident of the State of California, under California Civil Code sections 1798.83-1798.84, you have the right to ask Linkable for a notice identifying the categories of personal information that Linkable share with our affiliates and/or third parties for direct marketing purposes. Since Linkable do not share personal information with affiliates or third parties for direct marketing purposes, Linkable is exempt from this requirement. Linkable currently does honor Do Not Track signals.


    12. Deactivating Your Account

    If you wish to cancel your account or request that Linkable no longer use your information to provide you Services, you may delete your account by using the "Close my account" option on the "My Account" page or by contacting us at support@mylinkables.com. Linkable will retain and use your information as necessary to comply with any legal obligations, resolve disputes, and enforce any agreements.


    13. Changes to the Privacy Policy

    Linkable may make periodic changes to this Privacy Policy, so please review it frequently. The date last revised will always appear at the top of the Privacy Policy. If Linkable changes our Privacy Policy in a material way, Linkable will notify you via email and post a prominent notice on our Site before using your information in a materially different manner than claimed when your information was collected by Linkable.


    14. Links to Other Websites

    The Site includes links to other Web sites whose privacy practices may differ from those of Linkable. If you submit personal information to any of those sites, your information is governed by their privacy statements. Linkable encourages you to carefully read the privacy statement of any Web site you visit.


    15. Contact Us

    Linkable values your privacy and encourages you to contact Linkable if you have any questions, comments, or concerns about this Privacy Policy. You may contact Linkable by e-mail at support@mylinkables.com or by U.S. Mail at:

    Linkable Networks Privacy
    Attn: Privacy Officer
    51 Melcher Street
    1st Floor
    Boston, MA 02210